Honesty Is The Best Health Insurance Policy

Written by Letitia on April 21, 2010 – 9:50 am -

Recently in the papers a model named Hayley Dixon has been caught out lying, after loosing her uninsured Blackberry phone in the gym, she panicked and decided to claim she had been mugged.

However this was all very well until the helpful gym found her Blackberry and handed it in to the police so now she has been liable to pay over £500 for wasting police time. Mobile phone insurance is not the only insurance you don’t want to attempt to deceive, as health insurance companies are becoming wiser to fraudsters too.

For example, health insurers will look in detail at all circumstances of a claim so that they can be certain they are covering genuine claims and not fake ones. As some people actually lie on their application for insurance, such as smokers claiming they are non-smokers only to claim on a smoking-related disease later on. You can guarantee that your claim will be rejected, and rightly so- there are many people that actually require their claim and have always been honest.

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Health Insurance & US Healthcare Reform

Written by Letitia on March 26, 2010 – 10:12 am -

everyone should be entitled to health care

The media has been covered in information this week about America and the amendment to the US healthcare. Currently in the US there isn’t a universal system of health coverage. There are government-funded but usually it is left up to individuals to pay for health insurance.

Most people are covered by their employees but some American’s choose to sign up to private healthcare schemes. Under most plans that are available people are just expected to pay regular premiums but sometimes are required to pay part of the cost of their treatment (known as a deductible)  before the insurer will cover the cost. The amount of the deductible will vary on the plan and the amount the individual pays.

There are many problems with this system currently, one being the huge cost it is to the people of America and that around 46.3 million people are uninsured.

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